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First Time Homebuyers: Wayne, Kinnelon and Pompton Plains New Jersey home buying, real estate listings, and homes for sale in Passaic County, NJ

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Wayne, Kinnelon and Pompton Plains real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

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Real Estate Contracts >Personal Property

When you purchase a property, it usually includes the land and everything attached to it, such as buildings, trees, shrubs, etc. Most buyers are only interested in purchasing the real estate, not the owner's personal property. What happens when personal property has become a part of the real estate? Is it actually a "fixture" which will now convey to the buyer with the real estate?

There are three tests which usually need to be satisfied. Has the personal property been permanently annexed to the real estate? Is it intended to become part of the real estate? What is the local custom? Fixtures may include shades, heaters, ranges, screens, storm windows, lighting fixtures, etc. To save misunderstanding at the closing--and perhaps the sale--it is important that the seller spell out specifically in the sales agreement what will go to the buyer as part of the property.

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Q	What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?
A	The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture.
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Robert Lindsay, REALTORŽ, real estate agent and broker for Wayne, Kinnelon and Pompton Plains New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Robert Lindsay - Licensed Real Estate Agent
Re/Max Legend
36 PREAKNESS SHOPPING CTR
Wayne, NJ. 07470
Office: 973-686-0404 ext. 132
Direct: 973-464-0645
Fax: 973-686-0040
Email: info@BobLindsay.net
Robert Lindsay...Energy & Experience serving the Wayne area along with most of Passaic & Morris County. Bob has been recognized as one of North Jersey's Top Producers since he entered the business in 1976. The was the Number One Agent in Coldwell Banker's Wayne Office each year since he joined the company, he is a Platinum Level Award Winner of the NJAR Circle of Excellence signifying annual sales in excess of $25,000,000. He was a member of Coldwell Banker's International President's Elite, which is comprised of the top one percent of the company's sales force nationwide. Call or email Bob today for a confidential real estate consultation. He and his Team of agents can bring a level of competence, experience, and professionalism to your real estate experience that is unmatched in the Wayne area.

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